Loan for self-employed, anyone? [Part II]

Salam ya fellas..

Sorry for the long silence. I was a bit busy with my store 'renovation'. I have designed a not-so-professional store page as a cover for my eBay store, Needs Venue. Check it out h e r e and kindly splash me with your generous comment :)

Okay back to the real issue : Loan for self-employed, anyone? Part II.

This time i m going to share with you my proposal content. The proposal is very important to state why you need the funds (loan), what to do with it and how you going to repay it. The basis is very simple: You want money from other party so you must request it properly lah.

The proposal was printed on a plain white papers, no colourful cover nor flowery words at all. Just very direct-to-the-point but well-packed information. I want them to see how determined i am with my business ideas. Oh ya, the proposal is in Bahasa Malaysia so i will put the info as it was.

Page 1

BUTIR-BUTIR PERNIAGAAN DAN POTENSINYA

Jenis Perniagaan : Perkhidmatan

Jenis Perkhidmatan : (state what service you provide)

Konsep Perniagaan : (how you operate your business i.e the flow of the business from finding source, marketing, how transaction is handled etc)

Mula Menceburi Sejak : (state when u started into the business, either part-time or full-time)

Premis : (i put my store name www.NeedsVenue.com :). You can also put your address house)

Sumber Produk@Pembekal : (who's your supplier?)

Sasaran Jualan Bulanan : (e.g 20% from total items listed. do your calculation)

Kadar Keuntungan : (i put 30-50% from item price)

Matlamat Perniagaan : (what you want to accomplish from your store, your target income and how long do you think it will take to achieve it. Say, you want to get nett profit of RM3500 monthly from your store sale after 6 months of operating etc)

Tujuan Pinjaman Perniagaan : (e.g: as capital injection for 6 months period)

Jumlah Pinjaman Yg diperlukan : RM$$$$$

Tempoh Bayaran Balik : X months@years


Very simple isn't it? Well you may construct it better. This is just a version of mine.

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